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Best 2023 Checking Accounts That Pay Bonuses Up To $3000

In an increasingly competitive banking landscape, opening a new checking account can come with appealing cash bonuses of up to $3,000!  Read on as we reveal some of the best checking account bonus incentives in 2023 to consider for adding to your balance.

Wells Fargo Checking:

This well-respected bank is offering a delightful $200 bonus for new account holders of Wells Fargo Everyday Checking. To receive the bonus, you need to have direct deposits totaling $1,000 or more into the new checking account within 90 days from account opening.  Bonuses for a opening a Premier Checking account are as high as $2,500 with $250,000 deposited within 45 days. 

CITI Citigold Checking Account: 

Citi offers a staggering bonus with its Citigold Checking Account. By opening a new account, you could earn up to $1,500 cash bonus! This account does require a hefty $200,000 deposit, though. The bonus amount is based on the average monthly balance maintained for 60 consecutive calendar days following the date you funded your account.

Chase Bank Checking: 

The giant American bank is making a generous offer to new customers. Open a new Chase Total Checking Account, and you could earn a $200 bonus. All you need is to set up direct deposit within 90 days of account opening.  Or up to $3,000 bonus for opening a Chase Private Client Checking account with a $500K deposit within 45 days of account opening. 

Citibank Account Packages:

The multinational Citibank has attractive offerings. Open any new eligible checking account in the Citi Priority Account Package, and you can earn up to a $700 cash bonus. This requires a $50,000 deposit within 30 days and maintenance of that balance for 60 days.

Huntington 25 Checking: 

Huntington offers a generous $500 bonus when you open a Huntington 25 Checking account. You must make total deposits of at least $15,000 within 60 days of account opening to nab this bonus.

HSBC Premier Checking Account:

If you're willing to deposit significant cash, HSBC's offer might be attractive. By setting up a Premier Checking Account with the minimum balance condition met, you can earn up to a whopping $500 bonus! 

TD Bank Beyond Checking:

Get $300 bonus cash by opening a TD Bank Beyond Checking account. To be eligible, you have to receive direct deposits of $2,500 or more within 60 days of opening your account.

PNC Bank Virtual Wallet:

PNC Bank offers new customers up to $300 when they open PNC's Virtual Wallet. To qualify, you need to establish a direct deposit and make at least 10 purchases with the PNC Visa Debit Card associated with the new account.

SunTrust Bank Advantage Checking:

SunTrust rewards you with a $400 bonus for opening an Advantage Checking account. To qualify, make at least $3,000 in direct deposits within the first three months of account opening.

KeyBank Hassle-Free Account:

KeyBank is offering a $200 reward for opening a new Hassle-Free account. You simply need to make one single direct deposit of $500 or more within 60 days of account opening.

As you can see, new account opening bonuses are a real incentive, not just a marketing gimmick. They offer an easy way to boost your balance by hundreds or even thousands. 

Remember, always read the fine print and be aware of any potential fees or requirements associated with a new checking account. Make an informed decision to ensure these bonuses help achieve your financial goals.

Last Updated: July 10, 2023