No one wants a mediocre business to handle their debt. You want the companies that manage your personal loan with care, offer low interest, and have flexible terms. We have you covered. Here’s a list of the best personal loan companies you can choose from.
Upstart
Upstart is one of the best personal loan companies you could choose because it offers low interest personal loans with flexible terms and explicit fees. You can check your rate in just two minutes and get your loan the next day. According to Credit Karma, 91% of the customers gave Upstart five stars, and it has a total rating of 4.9 stars out of five. According to Upstart’s website, the average three-year loan has an APR of 17%.
Lending Club
Lending Club offers personal loans of up to $40,000 based on your credit score. Lending Club is also one of the best personal loans for bad credit, but those with good credit worthiness can also get great personal loans with low interest. According to Lending Club, the application process is fast and easy. Personal loans have fixed rates, and the payments have no hidden fees. Credit Karma users give Lending Club a 4.8 out of five stars, and the Better Business Bureau gives this personal loan company an A+ rating.
Prosper
Prosper has a Credit Karma user review of 4.7 stars out of five, making it one of the best personal loan companies you could use to get a little extra cash. This personal loan company works to provide low interest rates from 5.99% to 36.00%. You can get from $2,000 to $35,000 with a low fixed rate, an easy and fast online application, and no hidden fees. Those with the highest credit score will get the lowest APR, but the actual rate depends on your credit history, income, and other factors.
Avant
Avant gives borrowers the chance to get a personal loan that ranges from $1,000 to $35,000. The interest rates range from 9.95% to 36.00% with term lengths from 24 to 60 months. When you borrow with Avant, there is also an administration fee of 0.95% to 3.75%. You can use your loan for a variety of reasons including debt consolidation, home improvement, or just unexpected expenses due to an emergency. Credit Karma users give Avant 4.5 out of five stars due to the fast response time and easy to understand billing process. You can check your rate with Avant without affecting your FICO credit score, which is beneficial to someone who wants to compare the best personal loan companies.
Best Egg
Best Egg is one of the best personal loan companies because it offers a quick online loan with clear fixed rates and monthly payments. Interest rates start as low as 5.99%, and you can choose terms between three and five years. Best Egg also has a variety of tools you can use, including an easy-to-use self-service website that allows you 24/7 access to your loan. Credit Karma users give this online personal loan 4.4 stars out of five.
