credit repair companies cost

How Much Do Credit Repair Companies Cost?

If you need help fixing your credit, you’re not alone. Thousands of people have bad credit all across the United States. One option you may consider is hiring a credit repair company, but how much do they cost? 

When you hire a credit repair company, you’re paying for the expertise of years of working with other clients’ credit reports and repairing years of damage. Most credit repair companies use a monthly subscription rather than a flat-fee. The cost can range anywhere from $37 to $100 per month. 

The price increases when you choose to use a law office, such as Lexington Law firm. Packages at this company start at $79.95, but you have the advantage of a team of attorneys that review your case. On top of this fee, you may be charged a startup fee of $19-$150 depending on which agency you visit — this amount goes toward accessing your credit report and administrative expenses.

Finally, you may have the ability to find a non-profit organization to help repair your credit. These groups are usually local, so it may take some research to find help in your area. One of the best ways to find help is to visit the National Foundation for Credit Counseling (NFCC). This non-profit organization works to help people repair their credit without worrying about scams.

Last Updated: July 07, 2016

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