While you’re diligently preparing your tax returns this year, the scam artists are working hard to figure out how to steal your tax refund and identity. Scam artists are extremely active during tax season because your tax return contains all of your identifying information, such as name, address, social security number, information about your work, and information regarding bank accounts you have. Using this information, they can steal your refund and open all kinds of accounts in your name.
Here are some ways you can avoid tax scams and stay protected during the tax season.
- Don’t respond to any email stating it is from the IRS.
The IRS doesn’t send emails regarding your taxes or returns. Be cautious of emails that appear to be from tax-preparation firms as well. Scam artists will create websites that automatically email you asking for all kinds of personal information and account numbers to process your tax refund. - Make sure that your tax preparation professional is trustworthy.
Scammers are known to find ways to set up small businesses claiming to be professional accountants and steal your personal information. Not only can they steal your tax refund, they can also open up credit cards and bank accounts in your name. Look for a tax accountant you already know or someone who is reputable in the tax business. Ask family, friends, and business colleagues for their recommendations. - Always keep your tax files safe and secure.
Be especially careful with the security on your computer that might relate to your taxes. Make sure your computer’s anti-virus software is up-to-date and that you have updated security patches on your operating system. Always keep your computer password-protected, and if you have others that use your laptop or come in and out of your home, always use encrypted and secure flash drives for securing your tax information. This helps to keep scammers from accessing your personal information and files. - Never use a public computer when working on your taxes.
Scammers know how to load spyware programs that allow them to see what you are doing on the computer. Never send any of your tax information through a wireless connection that is not secured. Always e-file your tax returns from your secure home location or through a wired connection. To be extra safe, never print copies of your returns in public places. - If you dispose of any tax information, make sure you use a shredder.
Make sure you know what tax records you have to keep and which ones you can toss. If you ever dispose of a computer you used to file your taxes, wipe all the information off of the hard drive and reinstall the operating system.
When it comes down to tax scams, taking extra steps to ensure safety is the key to keeping your information private and secure.
