Approximately 15 million people in the United States have their identities stolen every year. No one wants to be included in these statistics, but without an identity protection service, you easily could be. It can be as easy as getting pre-approved credit card offers in your mail.
IdentityForce has been one of the top protection services for more than 35 years and is accredited with the Better Business Bureau with an A+ rating. Last year, it gained a contract with the Federal Government for credit monitoring, data breach response, and protection services. IdentityForce promises never to sell or market your information, raise member fees, and to always provide first-class customer service. Here is an overview of IdentityForce's protection service plans to help you decide which would be best for you.
IdentityForce UltraSecure
The cheapest option offered by IdentityForce is UltraSecure, which is $17.95 per month. With this plan, IdentityForce monitors, alerts, and protects you against potential threats. UltraSecure has plenty of services, but the main ones include:
- Continuous monitoring of personal information
- Comprehensive public records monitoring including criminal, court, and sex offender records
- Instant alerts when your personal data is misused
- Bank and credit card activity alerts
- Restoration services that are available 24/7
- $1 million nation-wide insurance policy to cover any loss
Another service that comes with this plan is junk mail opt-out. This service decreases the amount of junk that you receive through the mail such as credit card offers and other financial forms that can be used to create accounts in your name. IdentityForce also removes your name from all marketing databases.
IdentityForce works to put control in your hands during a time when you feel powerless. If anything happens, you’ll have access to Certified Protection Experts that can save you time by telling you what you need to do if your information is stolen. This plan is $17.95 per month, or you can pay $179.50 each year, which will save you nearly $36 annually. If you’re interested in this plan, IdentityForce allows you to try before you buy with a 14-day free trial.
IdentityForce UltraSecure+Credit
For an additional charge, you can get UltraSecure+Credit, which gives you complete protection over your credit. The price of this service is $23.95 per month or you can save a little bit by choosing to pay $239.50 per year. With this package you’ll receive everything offered with the UltraSecure package, plus:
- Daily credit monitoring with the three major credit reporting companies (Experian, Equifax, and TransUnion)
- Credit reports and scores from Experian, Equifax, and TransUnion
- A monthly credit score tracker and credit score simulator
- Anti-phishing and anti-keylogging software to protect you online
- DeleteNow, which allows you to delete public information online that you do not want publicly displayed
Unique to IdentityForce, the credit score simulator allows you to explore different financial situations that may impact your credit. With this feature, you can see how different credit balances, payments, and balance transfers affect your score. Additionally, if you ever lose your wallet, IdentityForce helps you cancel and replace each credit, debit, and ATM card you own to stop fraudulent charges before they start.
Identity theft can quickly destroy your credit by creating new accounts, loans, and credit cards that can decrease your overall credit score. For this reason, the UltraSecure+Credit plan is the most popular option offered by IdentityForce. You can choose to pay $23.95 monthly or $239.50 per year. Paying per year saves nearly $48 each year, and you won’t have to worry about making monthly payments to protect your identity.
