Alabama
![Alabama](http://assets.alot.com/assets/common/personal_finance/u20617_slide_33593.jpg)
- Avg Annual SS Payout: $17,604
- Annual cost of comfortable retirement: $56,048
- Avg retirement balance: $395,563
- Retirement savings needed at 60 vs. 70: $1,120,967 vs. $560,483
Retiring in Alabama gives you a mix of Southern charm and affordability. The weather's nice, so you can get out and enjoy activities like golfing and fishing whenever you want. Plus, living costs are lower here than in many other places, so your retirement savings can go further. Whether you're soaking up the sun on the Gulf Coast's peaceful beaches or exploring lively cities like Birmingham, Alabama is all about kicking back and savoring life's little joys.
Alaska
![Alaska](http://assets.alot.com/assets/common/personal_finance/u20617_slide_19179.jpg)
- Avg Annual SS Payout: $17,760
- Annual cost of comfortable retirement: $87,697
- Avg retirement balance: $503,822
- Retirement savings needed at 60 vs. 70: $1,753,947 vs. $876,973
Retirement in Alaska is like a call from nature herself, with all her raw beauty and wild charm. Sure, it's known for being cold, but don't let that fool you—Alaska summers are surprisingly pleasant, just right for wandering through nature's wonders. Picture waking up to majestic mountains stretching as far as the eye can see, or catching the enchanting Northern Lights painting the night sky. Even though it's a bit remote, Alaska promises retirees unmatched experiences, like spotting whales in the ocean or trekking through age-old forests.
Arizona
![Arizona](http://assets.alot.com/assets/common/personal_finance/u20617_slide_44287.jpg)
- Avg Annual SS Payout: $19,032
- Annual cost of comfortable retirement: $72,825
- Avg retirement balance: $427,418
- Retirement savings needed at 60 vs. 70: $1,456,502 vs. $728,251
Retirement in Arizona offers a desert paradise full of excitement and tranquility. Imagine soaking up the sunshine surrounded by breathtaking scenery, from the awe-inspiring Grand Canyon to the enchanting red rocks of Sedona. There's so much to do outdoors, like hiking and golfing, and the cost of living is more affordable, making it an ideal spot for retirees to cherish every precious moment of their golden years.
Arkansas
![Arkansas](http://assets.alot.com/assets/common/personal_finance/u20617_slide_25498.jpg)
- Avg Annual SS Payout: $17,016
- Annual cost of comfortable retirement: $55,837
- Avg retirement balance: $364,395
- Retirement savings needed at 60 vs. 70: $1,116,740 vs. $558,370
In the lovely South, Arkansas welcomes retirees with open arms, offering its relaxed vibes and stunning scenery. You can enjoy outdoor escapades all year round, from hiking in the picturesque Ozarks to wandering through quaint little towns. Plus, with living costs lower than many other places, retiring here means enjoying peace of mind without draining your savings. Arkansas: where you find a blend of Southern charm and affordability.
California
![California](http://assets.alot.com/assets/common/personal_finance/u20617_slide_275.jpg)
- Avg Annual SS Payout: $18,180
- Annual cost of comfortable retirement: $95,256
- Avg retirement balance: $452,135
- Retirement savings needed at 60 vs. 70: $1,905,121 vs. $952,560
California's got it all—stunning scenery, boundless opportunities. You can soak up the sun on its famous beaches or venture into the awe-inspiring national parks. Sure, living costs might be steep, but the Golden State gives you unmatched cultural richness, top-notch healthcare, and a lifestyle that's second to none. Whether you're roaming the lively streets of LA or savoring the relaxed vibe of wine country, retiring here means excitement around every corner.
Colorado
![Colorado](http://assets.alot.com/assets/common/personal_finance/u20617_slide_47683.jpg)
- Avg Annual SS Payout: $19,044
- Annual cost of comfortable retirement: $70,667
- Avg retirement balance: $449,719
- Retirement savings needed at 60 vs. 70: $1,413,334 vs. $706,667
Nestled in the majestic Rockies, Colorado beckons retirees with its awe-inspiring landscapes and adventurous vibes. With tons of chances for hiking, skiing, and soaking up nature, it's a paradise for folks who love the outdoors. And don't forget about lively cities like Denver, where you can dive into cultural happenings and indulge in delicious eats.
Connecticut
![Connecticut](http://assets.alot.com/assets/common/personal_finance/u20617_slide_26393.jpg)
- Avg Annual SS Payout: $20, 472
- Annual cost of comfortable retirement: $77,182
- Avg retirement balance: $545,754
- Retirement savings needed at 60 vs. 70: $1,543,642 vs. $771,821
Connecticut has this wonderful mix of New England charm and city vibes that's just irresistible. Even though it's small, the Nutmeg State has so much to offer with its fascinating history, stunning scenery, and lively cultural scene. Whether you're taking a leisurely walk down the quaint streets of Mystic or treating yourself to some gourmet treats in bustling cities like Hartford, Connecticut gives retirees a retirement that's both exciting and classy.
Delaware
![Delaware](http://assets.alot.com/assets/common/personal_finance/u20617_slide_37073.jpg)
- Avg Annual SS Payout: $20,328
- Annual cost of comfortable retirement: $65,875
- Avg retirement balance: $454,679
- Retirement savings needed at 60 vs. 70: $1,317,491 vs. $658,746
Delaware has a mix of old-fashioned charm and coastal beauty. It's sandwiched between big cities like Philly and Baltimore, but it's like a quiet getaway with a cheaper cost of living. Retired folks can take leisurely walks along Wilmington's historic streets or just relax on its beautiful beaches. No wonder Delaware steals the hearts of those looking for a peaceful retirement.
Florida
![Florida](http://assets.alot.com/assets/common/personal_finance/u20617_slide_1221.jpg)
- Avg Annual SS Payout: $18,516
- Annual cost of comfortable retirement: $67,310
- Avg retirement balance: $428,997
- Retirement savings needed at 60 vs. 70: $1,346,206 vs. $673,103
The warm weather and miles of coastline in Florida make it perfect for anyone who loves the outdoors. Whether you crave the lively atmosphere of Miami or the relaxed charm of Key West, there's a place just right for you. And with so much to offer, from rich cultural experiences to top-notch golfing and lazy beach days, retirees can truly soak up the good life.
Georgia
![Georgia](http://assets.alot.com/assets/common/personal_finance/u20617_slide_2989.jpg)
- Avg Annual SS Payout: $17,940
- Annual cost of comfortable retirement: $59,197
- Avg retirement balance: $435,254
- Retirement savings needed at 60 vs. 70: $1,183,932 vs. $591,966
You'll feel right at home with the friendly Southern hospitality as you wander through quaint towns of Georgia filled with stories of the past. And the weather? It's just right—mild winters and warm summers make it ideal for leisurely walks in beautiful parks or relaxing on the porch with a glass of sweet tea. Whether you crave the excitement of Atlanta or the tranquility of the Blue Ridge Mountains, Georgia has something special for every retiree to enjoy.
Hawaii
![Hawaii](http://assets.alot.com/assets/common/personal_finance/u20617_slide_15286.jpg)
- Avg Annual SS Payout: $18,792
- Annual cost of comfortable retirement: $127,576
- Avg retirement balance: $366,776
- Retirement savings needed at 60 vs. 70: $2,551,528 vs. $1,275,764
Hawaii is like the ultimate retirement dream for folks craving that island vibe. Gorgeous beaches, green scenery all around, and a culture that's just bursting with life—what's not to love? And oh, the weather? It's sunny all year round. Plus, you get to munch on delicious tropical fruits whenever you want and soak up that relaxed Aloha vibe. Whether you're up for some volcano adventures or just chilling by the sea, Hawaii brings retirement fantasies to life.
Idaho
![Idaho](http://assets.alot.com/assets/common/personal_finance/u20617_slide_20927.jpg)
- Avg Annual SS Payout: $18,252
- Annual cost of comfortable retirement: $64,990
- Avg retirement balance: $437,396
- Retirement savings needed at 60 vs. 70: $1,299,790 vs. $649,895
Idaho is just stunning, with all its natural beauty and chill vibes. Located within the Rocky Mountains, it's ideal for anyone who loves the outdoors. You've got tons of hiking trails to explore, skiing in the winter, and in the summer, the fishing in those lakes is top-notch. Plus, living costs here are way more reasonable than in a lot of other places, making it a good spot to kick back and enjoy retirement.
Illinois
![Illinois](http://assets.alot.com/assets/common/personal_finance/u20617_slide_31097.jpg)
- Avg Annual SS Payout: $18,828
- Annual cost of comfortable retirement: $59,824
- Avg retirement balance: $449,983
- Retirement savings needed at 60 vs. 70: $1,196,470 vs. $598,235
Retirement in Illinois offers a special mix of city thrills and peaceful countryside vibes. You can soak up the culture in Chicago with its museums, theaters, and top-notch dining, or head out to the quiet beauty of Illinois' countryside. Whether you're into bustling city scenes or serene retreats, there's something for every retiree in the Land of Lincoln.
Indiana
![Indiana](http://assets.alot.com/assets/common/personal_finance/u20617_slide_13725.jpg)
- Avg Annual SS Payout: $18,924
- Annual cost of comfortable retirement: $60,327
- Avg retirement balance: $405,732
- Retirement savings needed at 60 vs. 70: $1,206,547 vs. $603,273
In the center of the Midwest, Indiana calls out to retirees with its charming blend of cozy small-town vibes and exciting city life. You can savor a more relaxed rhythm of life without giving up the perks of modern living, especially in bustling places like Indianapolis. Plus, with reasonable housing costs and a lively cultural scene, there's a little something to suit every taste. Whether you fancy wandering through picturesque state parks or rooting for your beloved team, retirement in the Hoosier State is all about doing it just the way you like.
Iowa
![Iowa](http://assets.alot.com/assets/common/personal_finance/u20617_slide_34143.jpg)
- Avg Annual SS Payout: $18,648
- Annual cost of comfortable retirement: $59,382
- Avg retirement balance: $465,127
- Retirement savings needed at 60 vs. 70: $1,187,640 vs. $593,820
In Iowa, retirement beckons with its heartwarming charm and friendly communities. You get to enjoy four unique seasons, each bringing its own beauty and fun, from the stunning fall colors to cozy winter evenings by the fire. With affordable living, there are plenty of chances to dive into local festivals, enjoy farm-to-table meals, and soak in the scenic countryside as far as the eye can see.
Kansas
![Kansas](http://assets.alot.com/assets/common/personal_finance/u20617_slide_10877.jpg)
- Avg Annual SS Payout: $19,056
- Annual cost of comfortable retirement: $57,714
- Avg retirement balance: $452,703
- Retirement savings needed at 60 vs. 70: $1,154,288 vs. $577,144
You'll find a blend of peaceful vibes and expansive landscapes in Kansas that are just right for retirees looking for a serene community. The cost of living here is wallet-friendly, stretching your retirement savings so you can enjoy leisurely activities like strolling through little towns or cruising along scenic routes through the countryside. With welcoming folks all around and cultural treasures such as Wichita's museums, Kansas sets the stage for a relaxed yet fulfilling retirement journey.
Kentucky
![Kentucky](http://assets.alot.com/assets/common/personal_finance/u20617_slide_35027.jpg)
- Avg Annual SS Payout: $17,088
- Annual cost of comfortable retirement: $59,143
- Avg retirement balance: $441,757
- Retirement savings needed at 60 vs. 70: $1,182,861 vs. $591,430
Discover the beauty of Kentucky's landscapes and immerse yourself in its vibrant cultural heritage. With its pleasant weather, you can indulge in outdoor activities such as horseback riding and hiking along scenic trails. Plus, living costs here are lower than average, giving retirees the opportunity to stretch their savings. Whether you're captivated by the rolling hills of horse country or enchanted by the allure of bourbon distilleries, Kentucky offers a charming retreat.
Louisiana
![Louisiana](http://assets.alot.com/assets/common/personal_finance/u20617_slide_33259.jpg)
- Avg Annual SS Payout: $16,704
- Annual cost of comfortable retirement: $59,200
- Avg retirement balance: $386,908
- Retirement savings needed at 60 vs. 70: $1,184,005 vs. $592,003
Whether you're grooving to jazz tunes in lively New Orleans or soaking in the serene beauty of the bayous filled with wildlife, Louisiana is anything but dull. And let's talk about those mild winters and delicious Cajun dishes—simply irresistible. Plus, the relaxed vibe here is so inviting. With reasonable living expenses, it's like the ultimate retirement destination.
Maine
![Maine](http://assets.alot.com/assets/common/personal_finance/u20617_slide_29524.jpg)
- Avg Annual SS Payout: $17,412
- Annual cost of comfortable retirement: $74,661
- Avg retirement balance: $403,751
- Retirement savings needed at 60 vs. 70: $1,493,222 vs. $746,611
Retiring in Maine means stunning coastal views and lush forests; it's a paradise for nature lovers. Summer calls for peaceful kayak rides, while winter brings perfect slopes for skiing. And, living costs are reasonable, so retirees can relax without worrying too much about expenses. Discovering charming coastal villages and diving into outdoor escapades, Maine offers a serene haven for retirement.
Maryland
![Maryland](http://assets.alot.com/assets/common/personal_finance/u20617_slide_25897.jpg)
- Avg Annual SS Payout: $19,776
- Annual cost of comfortable retirement: $76,955
- Avg retirement balance: $485,501
- Retirement savings needed at 60 vs. 70: $1,539,110 vs. $769,555
Picture-perfect waterfront towns and that old-world charm make Maryland an ideal place for folks craving a more laid-back lifestyle. Indulge in delicious fresh seafood, wander through streets dotted with colonial-style buildings, and dive into the state's vibrant cultural scene. Whether you're taking a walk by the Chesapeake Bay or uncovering hidden treasures in Annapolis, Maryland has the perfect mix of relaxation and excitement for retirees.
Massachusetts
![Massachusetts](http://assets.alot.com/assets/common/personal_finance/u20617_slide_47847.jpg)
- Avg Annual SS Payout: $19,104
- Annual cost of comfortable retirement: $104,012
- Avg retirement balance: $478,947
- Retirement savings needed at 60 vs. 70: $2,080,240 vs. $1,040,120
Massachusetts is where history and modern life blend seamlessly. In places like Boston, you get the best of both worlds: a city steeped in culture and forward-thinking ideas. There's always something fresh to discover here. Take in the beauty of coastal towns, savor delicious food, and dive into the vibrant arts scene. It's the perfect spot to enjoy your golden years.
Michigan
![Michigan](http://assets.alot.com/assets/common/personal_finance/u20617_slide_21187.jpg)
- Avg Annual SS Payout: $19,236
- Annual cost of comfortable retirement: $60,048
- Avg retirement balance: $439,568
- Retirement savings needed at 60 vs. 70: $1,200,961 vs. $600,480
Retiring in Michigan offers a unique blend of nature's beauty and city life. Picture this: the majestic Great Lakes framing your view, inviting outdoor lovers to hike, sail, and bask in breathtaking sunsets. Also, Michigan's lower living costs mean your retirement funds stretch farther. So if you're wandering through Detroit's buzzing downtown scene or looking for cozy lakeside villages, Michigan promises limitless chances for both unwinding and exploring.
Minnesota
![Minnesota](http://assets.alot.com/assets/common/personal_finance/u20617_slide_24931.jpg)
- Avg Annual SS Payout: $19,464
- Annual cost of comfortable retirement: $62,890
- Avg retirement balance: $470,549
- Retirement savings needed at 60 vs. 70: $1,257,794 vs. $628,897
Even though the winters can be chilly, retirees in the Land of 10,000 Lakes have a plethora of outdoor activities to enjoy, from hiking and biking to boating. Thanks to its below-average cost of living, retirees can soak up the state's charm without worrying too much about finances. Whether you're exploring the arts scene in the Twin Cities or enjoying the peace of the North Shore's coastline, Minnesota warmly welcomes retirees to experience adventure and community all year round.
Mississippi
![Mississippi](http://assets.alot.com/assets/common/personal_finance/u20617_slide_30144.jpg)
- Avg Annual SS Payout: $16,740
- Annual cost of comfortable retirement: $56,921
- Avg retirement balance: $347,884
- Retirement savings needed at 60 vs. 70: $1,138,419 vs. $569,210
Come on down to Mississippi for a relaxed retirement wrapped in Southern charm. With its sunny weather and beautiful scenery, there's plenty of outdoor fun, like birdwatching and boating, to keep you entertained. Plus, living costs here are lower, so your retirement funds stretch a lot further. That means more cash for tasty Southern dishes and wandering through cool spots like Natchez by the Mississippi River.
Missouri
![Missouri](http://assets.alot.com/assets/common/personal_finance/u20617_slide_36077.jpg)
- Avg Annual SS Payout: $19,976
- Annual cost of comfortable retirement: $57,964
- Avg retirement balance: $410,656
- Retirement savings needed at 60 vs. 70: $1,159,276 vs. $579,638
In Missouri, you get to enjoy all four seasons, from the blooms of spring to the hues of autumn and the snug winters. Plus, the cost of living is pretty reasonable, giving retirees more freedom to explore, whether it's hiking in the Ozark Mountains or diving into the art scene in St. Louis.
Montana
![Montana](http://assets.alot.com/assets/common/personal_finance/u20617_slide_24269.jpg)
- Avg Annual SS Payout: $17,772
- Annual cost of comfortable retirement: $67,884
- Avg retirement balance: $390,768
- Retirement savings needed at 60 vs. 70: $1,357,680 vs. $678,840
Montana calls out to folks who love the outdoors with its breathtaking natural beauty and tons of fun things to do. You've got majestic mountains, wide-open plains, and endless scenic views just waiting to be discovered. Plus, living costs here are lower than in a lot of other places, so retirees can really enjoy a laid-back lifestyle without breaking the bank. Whether you're into hiking in Glacier National Park or casting a line in pristine rivers, Montana is the perfect spot for retirees who want to stay active and soak up all that nature has to offer.
Nebraska
![Nebraska](http://assets.alot.com/assets/common/personal_finance/u20617_slide_39126.jpg)
- Avg Annual SS Payout: $18,636
- Annual cost of comfortable retirement: $59,685
- Avg retirement balance: $404,650
- Retirement savings needed at 60 vs. 70: $1,193,704 vs. $596,852
Retiring in Nebraska offers a tranquil getaway surrounded by wide, open prairies and welcoming neighborhoods. With its reasonable housing prices and affordable living expenses, retirees can make their money go further without compromising on comfort. Take leisurely walks in picturesque parks, discover quaint little towns, and enjoy the serene atmosphere of the Heartland.
Nevada
![Nevada](http://assets.alot.com/assets/common/personal_finance/u20617_slide_35331.jpg)
- Avg Annual SS Payout: $18,312
- Annual cost of comfortable retirement: $68,582
- Avg retirement balance: $379,728
- Retirement savings needed at 60 vs. 70: $1,371,642 vs. $685,821
Nevada offers a special mix of stunning desert landscapes and fun activities. Thanks to its sunny climate, retirees can enjoy outdoor escapades like hiking in Red Rock Canyon or checking out the breathtaking Hoover Dam. Plus, Nevada's tax-friendly policies can make your retirement savings go further, and the thrill of Las Vegas adds a bit of excitement to your laid-back days.
New Hampshire
![New Hampshire](http://assets.alot.com/assets/common/personal_finance/u20617_slide_7004.jpg)
- Avg Annual SS Payout: $19,908
- Annual cost of comfortable retirement: $74,471
- Avg retirement balance: $512,781
- Retirement savings needed at 60 vs. 70: $1,489,430 vs. $744,715
Nestled among the peaceful scenery of New England, New Hampshire is like a cozy retreat for retirees. Whether you're gazing at the stunning White Mountains or relaxing by the calm shores of Lake Winnipesaukee, there's always something to enjoy outdoors, whether it's hiking, fishing, or skiing. Plus, with no sales tax and reasonable living expenses, retirees can make their savings go further while soaking up the charm of small-town living.
New Jersey
![New Jersey](http://assets.alot.com/assets/common/personal_finance/u20617_slide_24372.jpg)
- Avg Annual SS Payout: $20,946
- Annual cost of comfortable retirement: $73,892
- Avg retirement balance: $514,245
- Retirement savings needed at 60 vs. 70: $1,477,833 vs. $738,917
Retirement in New Jersey is pretty sweet, blending coastal vibes with loads of culture. You can take relaxing walks along the stunning Jersey Shore or dive into history at spots like Princeton Battlefield from the Revolutionary War days. And being close to big cities like New York and Philly means you're never far from cool events and top-notch dining. Oh, and don't forget those nice tax perks that help stretch your retirement bucks further.
New Mexico
![New Mexico](http://assets.alot.com/assets/common/personal_finance/u20617_slide_8260.jpg)
- Avg Annual SS Payout: $17,280
- Annual cost of comfortable retirement: $61,775
- Avg retirement balance: $428,041
- Retirement savings needed at 60 vs. 70: $1,235,500 vs. $617,750
Let the sun kiss your skin in New Mexico as you stroll through historic adobe villages or marvel at the majestic Sangre de Cristo Mountains. Experience the laid-back charm of Santa Fe's art scene or indulge in the tantalizing spices of genuine New Mexican dishes.
New York
![New York](http://assets.alot.com/assets/common/personal_finance/u20617_slide_32554.jpg)
- Avg Annual SS Payout: $18,942
- Annual cost of comfortable retirement: $87,058
- Avg retirement balance: $382,027
- Retirement savings needed at 60 vs. 70: $1,741,152 vs. $870,576
Retiring in New York means diving into a blend of city vibes and nature's beauty. You can soak up the energy of Manhattan or unwind in the serene Adirondack Mountains. Whether you're into top-notch theater, fascinating museums, or diverse food scenes, the city has it all. And if you crave a break, head to cozy upstate towns for picturesque trails and calm lakeside getaways. With top-tier healthcare and a vibrant cultural scene, retirement in New York promises anything but boredom.
North Carolina
![North Carolina](http://assets.alot.com/assets/common/personal_finance/u20617_slide_46267.jpg)
- Avg Annual SS Payout: $18,456
- Annual cost of comfortable retirement: $64,049
- Avg retirement balance: $464,104
- Retirement savings needed at 60 vs. 70: $1,280,970 vs. $640,485
Retiring in North Carolina means you get the best of both worlds: the laid-back vibes of the coast and the peacefulness of the mountains. Whether you're soaking up the sun on the Outer Banks or marveling at the views in the Blue Ridge Mountains, there's a scene to match every retirement fantasy. Plus, you'll love the mild weather no matter the season, the vibrant culture of places like Asheville, and the affordable living costs that let you make the most of your retirement savings.
North Dakota
![North Dakota](http://assets.alot.com/assets/common/personal_finance/u20617_slide_39371.jpg)
- Avg Annual SS Payout: $18,000
- Annual cost of comfortable retirement: $63,523
- Avg retirement balance: $319,609
- Retirement savings needed at 60 vs. 70: $1,270,456 vs. $635,228
Retirement in North Dakota is all about soaking up the peace of wide-open plains and making friends in welcoming communities. You can take it easy with relaxing fishing outings on Lake Sakakawea or enjoy picturesque drives through Theodore Roosevelt National Park. And, with low living costs and tax perks, your savings go further, giving you more room to cherish the little things in life in the Peace Garden State.
Ohio
![Ohio](http://assets.alot.com/assets/common/personal_finance/u20617_slide_43104.jpg)
- Avg Annual SS Payout: $17,916
- Annual cost of comfortable retirement: $61,020
- Avg retirement balance: $427,462
- Retirement savings needed at 60 vs. 70: $1,220,390 vs. $610,195
Retirement in Ohio offers a delightful combination of scenic countryside and vibrant culture. You can take leisurely walks by Lake Erie's shores or dive into the state's fascinating history at the Rock and Roll Hall of Fame. With affordable living costs and top-notch healthcare facilities, Ohio is a welcoming option for retirees looking for both peace and excitement.
Oklahoma
![Oklahoma](http://assets.alot.com/assets/common/personal_finance/u20617_slide_17068.jpg)
- Avg Annual SS Payout: $17,760
- Annual cost of comfortable retirement: $56,936
- Avg retirement balance: $361,366
- Retirement savings needed at 60 vs. 70: $1,138,728 vs. $569,364
Retiring in Oklahoma means a delightful mix of Midwestern warmth and breathtaking nature. Picture yourself spending leisurely days fishing or boating on tranquil lakes, or delving into the state's cultural scene at museums and galleries. With its affordable living and welcoming communities, retiring here promises a laid-back and rewarding journey.
Oregon
![Oregon](http://assets.alot.com/assets/common/personal_finance/u20617_slide_7555.jpg)
- Avg Annual SS Payout: $18,732
- Annual cost of comfortable retirement: $79,356
- Avg retirement balance: $452,558
- Retirement savings needed at 60 vs. 70: $1,587,111 vs. $793,556
Oregon beckons retirees with its peaceful embrace of nature. Surrounded by forests and dramatic coastlines, it's a haven for those who love the outdoors. Whether you're into hiking, fishing, or catching a glimpse of majestic whales along the Pacific, there's something for every nature enthusiast. Plus, with no sales tax, retirees find their funds go a bit further, letting them leisurely explore quaint towns like Ashland and the cultural scene of Portland.
Pennsylvania
![Pennsylvania](http://assets.alot.com/assets/common/personal_finance/u20617_slide_9218.jpg)
- Avg Annual SS Payout: $19,068
- Annual cost of comfortable retirement: $61,870
- Avg retirement balance: $462,075
- Retirement savings needed at 60 vs. 70: $1,237,410 vs. $618,705
Pennsylvania has it all, from the old-world charm of Philadelphia to the peaceful beauty of the Pocono Mountains. Whether you like wandering around cozy towns, savoring some Pennsylvania Dutch dishes, or diving into the artsy vibe of Pittsburgh, there's something here for everyone. Also, living costs are reasonable, and there's top-notch healthcare available, making it a great spot for retirees looking to kick back and enjoy life to the fullest.
Rhode Island
![Rhode Island](http://assets.alot.com/assets/common/personal_finance/u20617_slide_32087.jpg)
- Avg Annual SS Payout: $18,864
- Annual cost of comfortable retirement: $72,511
- Avg retirement balance: $392,622
- Retirement savings needed at 60 vs. 70: $1,450,220 vs. $725,110
Rhode Island has such a cozy coastal feel and tons of history that retirees just love. You can take peaceful walks along the Newport Cliff Walk or treat yourself to some amazing fresh seafood at nearby restaurants. And because it's not too big, getting healthcare and whatever else you need is super easy. Plus, the tax perks here mean your retirement savings can go a lot further.
South Carolina
![South Carolina](http://assets.alot.com/assets/common/personal_finance/u20617_slide_44243.jpg)
- Avg Annual SS Payout: $18,624
- Annual cost of comfortable retirement: $60,631
- Avg retirement balance: $449,486
- Retirement savings needed at 60 vs. 70: $1,212,620 vs. $606,310
Retirement in South Carolina means soaking up the coastal beauty and exploring historic towns. Picture yourself walking on the sunny beaches of Myrtle Beach or delving into the history of Charleston's cobblestone streets. It's all about embracing a relaxed lifestyle, playing plenty of golf, and being treated to that famous Southern hospitality in this coastal paradise.
South Dakota
![South Dakota](http://assets.alot.com/assets/common/personal_finance/u20617_slide_19382.jpg)
- Avg Annual SS Payout: $17,964
- Annual cost of comfortable retirement: $61,078
- Avg retirement balance: $449,628
- Retirement savings needed at 60 vs. 70: $1,221,562 vs. $610,781
Experience the peace and serenity of the Black Hills or dive into the cultural scene of Sioux Falls, South Dakota. Thanks to no state income tax and a lower cost of living, your retirement savings stretch further, giving you ample opportunities to savor local foods and enjoy outdoor activities such as fishing in the Missouri River.
Tennessee
![Tennessee](http://assets.alot.com/assets/common/personal_finance/u20617_slide_38660.jpg)
- Avg Annual SS Payout: $18,024
- Annual cost of comfortable retirement: $58,254
- Avg retirement balance: $376,476
- Retirement savings needed at 60 vs. 70: $1,165,073 vs. $582,536
Tennessee's got a little something for everyone, from the breathtaking Great Smoky Mountains to the soulful tunes of Nashville. You can soak in the laid-back vibe, dig into mouthwatering barbecue, or just take a walk by the Mississippi River. Plus, with its reasonable cost of living, Tennessee's like a paradise for folks wanting to make their retirement funds go further without sacrificing the good stuff.
Texas
![Texas](http://assets.alot.com/assets/common/personal_finance/u20617_slide_29213.jpg)
- Avg Annual SS Payout: $17,868
- Annual cost of comfortable retirement: $60,586
- Avg retirement balance: $434,328
- Retirement savings needed at 60 vs. 70: $1,211,718 vs. $605,859
Retiring in Texas opens up a whole world of experiences. You've got the vibrant energy of Austin, buzzing with music and culture, and then there's the peaceful beauty of Hill Country. There's a little something for everyone. Also, there are some nice perks like good tax situations and loads of things to do. Whether you're into digging into world-class barbecue or just kicking back and staring up at the endless stars, Texas has you covered.
Utah
![Utah](http://assets.alot.com/assets/common/personal_finance/u20617_slide_22278.jpg)
- Avg Annual SS Payout: $18,972
- Annual cost of comfortable retirement: $69,010
- Avg retirement balance: $315,160
- Retirement savings needed at 60 vs. 70: $1,380,204 vs. $690,102
Utah has some amazing spots to discover, like the stunning Zion National Park and the shores of the Great Salt Lake. Plus, with its affordable living and plenty of retirement communities, it's a perfect place for a laid-back yet exciting retirement.
Vermont
![Vermont](http://assets.alot.com/assets/common/personal_finance/u20617_slide_47060.jpg)
- Avg Annual SS Payout: $18,684
- Annual cost of comfortable retirement: $77,903
- Avg retirement balance: $494,569
- Retirement savings needed at 60 vs. 70: $1,558,053 vs. $779,027
Retirement in Vermont is taking easy walks through cozy little towns, indulging in delicious farm-fresh meals, and admiring handcrafted treasures as you go. Vermont's friendly small-town atmosphere and arts scene create a feeling of belonging and calmness, making it ideal for anyone craving a more relaxed lifestyle.
Virginia
![Virginia](http://assets.alot.com/assets/common/personal_finance/u20617_slide_13986.jpg)
- Avg Annual SS Payout: $19,068
- Annual cost of comfortable retirement: $67,569
- Avg retirement balance: $492,965
- Retirement savings needed at 60 vs. 70: $1,351,373 vs. $675,686
Virginia welcomes retirees to immerse themselves in history and natural beauty. Whether it's leisurely walks along colonial Williamsburg's cobblestone streets or taking in the views of the Blue Ridge Mountains, there's plenty of scenic beauty to enjoy. With its cultural offerings and close proximity to Washington D.C., retirees can indulge in enriching activities while enjoying the state's laid-back lifestyle.
Washington
![Washington](http://assets.alot.com/assets/common/personal_finance/u20617_slide_8052.jpg)
- Avg Annual SS Payout: $19,560
- Annual cost of comfortable retirement: $79,457
- Avg retirement balance: $469,987
- Retirement savings needed at 60 vs. 70: $1,589,130 vs. $794,565
Retirees can explore Washington's diverse landscapes, from the forests of Olympic National Park to the banks of Puget Sound, offering plenty of adventures for nature lovers. And with the perk of no state income tax and cultural scenes in cities like Seattle and Tacoma, retiring in Washington promises both excitement and beauty.
West Virginia
![West Virginia](http://assets.alot.com/assets/common/personal_finance/u20617_slide_23723.jpg)
- Avg Annual SS Payout: $17,460
- Annual cost of comfortable retirement: $55,485
- Avg retirement balance: $370,532
- Retirement savings needed at 60 vs. 70: $1,109,701 vs. $554,850
In West Virginia, folks who love the great outdoors can enjoy beautiful hikes and quiet fishing spots. And, with living costs being pretty reasonable, retirees can make their savings last longer while soaking up the charm of small towns and rich history.
Wisconsin
![Wisconsin](http://assets.alot.com/assets/common/personal_finance/u20617_slide_47249.jpg)
- Avg Annual SS Payout: $19,044
- Annual cost of comfortable retirement: $64,029
- Avg retirement balance: $448,975
- Retirement savings needed at 60 vs. 70: $1,280,582 vs. $640,291
Retirement in Wisconsin is like finding a snug hideaway amidst nature's beauty. You can soak up the serene vibes by the lakeside or take drives through picturesque hills and forests. There's never a dull moment with a plethora of outdoor pursuits like fishing, hiking, and golfing. And let's not forget about the culinary scene! Wisconsin is famous for its cheese and breweries, ensuring your retirement years are filled with flavorful experiences.
Wyoming
![Wyoming](http://assets.alot.com/assets/common/personal_finance/u20617_slide_24471.jpg)
- Avg Annual SS Payout: $19,068
- Annual cost of comfortable retirement: $61,127
- Avg retirement balance: $381,133
- Retirement savings needed at 60 vs. 70: $1,222,532 vs. $611,266
Wyoming is the spot for retirees who crave outdoor fun. Imagine casting a line into crystal-clear lakes, trekking along trails in Yellowstone National Park, or just soaking in the beauty of the Tetons. Plus, with no state income tax and living costs that won't break the bank, Wyoming lets your retirement savings stretch farther, giving you all the more reason to embrace its wild charm.
![](http://assets.alot.com/assets/common/authors/courtney_holt.jpg)