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This is How Much Income It Takes to Be Middle Class in Every State

Wyoming

Wyoming

Two-Person Family Middle-Class Income Range: $46,590.46 to $139,076

Three-Person Family Middle-Class Income Range: $52,186.30 to $155,780

Four-Person Family Middle-Class Income Range: $58,156 to $173,600

Who knew that Wyoming would have such a high percentage of middle-income households? It’s ranked second at 50.5%. The median household income is slightly above the national average, too. The state also has its fair share of higher-income households, too, at 15.2%.

Vermont

Vermont

Two-Person Family Middle-Class Income Range: $44,382.14 to $132,484

Three-Person Family Middle-Class Income Range: $52,528.67 to $156,802

Four-Person Family Middle-Class Income Range: $60,815.90 to $181,540

Vermont may rank poorly on worst places to retire, but it’s great for middle-income families. The state has one of the highest percentages of middle-class households, 48.1%. As far as middle-income ranges, it ranks pretty much in the middle. 

Alaska

Alaska

Two-Person Family Middle-Class Income Range: $56,614.33 to $168,998

Three-Person Family Middle-Class Income Range: $57,885.32 to $172,792

Four-Person Family Middle-Class Income Range: $68,222.75 to $203,650

Middle-class income may seem average in the state, but considering the cost of living, the state can be pretty difficult to live in. Everything from food to housing costs a pretty penny. Still, people in Alaska are doing a pretty good job.  A total of 49.8% households are considered middle-income.

North Dakota

North Dakota

Two-Person Family Middle-Class Income Range: $48,216.55 to $143,930

Three-Person Family Middle-Class Income Range: $54,720.91 to $163,346

Four-Person Family Middle-Class Income Range: $65,166.88 to $194,528

North Dakota ranks third for states with the highest percentage of middle-income households. Last year, that number was up to 50.1% -- over half! It’s no surprise that North Dakota has their ducks in a row. They also ranked as having one of the lowest unemployment rates in the country.

South Dakota

South Dakota

Two-Person Family Middle-Class Income Range: $42,483.36 to $126,816

Three-Person Family Middle-Class Income Range: $46,737.19 to $139,514

Four-Person Family Middle-Class Income Range: $55,705.14 to $166,284

South Dakota made a lot of rankings recently. First, they have one of the highest percentages of middle-income houses, with 48.3% making the grade. Second, the state also has one of the lowest unemployment rates in the country. We’re guessing the two go hand-in-hand. 

Delaware

Delaware

Two-Person Family Middle-Class Income Range: $44,992.51 to $134,306

Three-Person Family Middle-Class Income Range: $53,631.49 to $160,094

Four-Person Family Middle-Class Income Range: $63,592.38 to $189,828

Delaware has some of the highest income ranges in the country, especially for four-person families. Considering their average household income is around $65,627, we’re going to say they’re doing pretty well. That’s not too surprising considering how well the northeast scored in general.

Rhode Island

Rhode Island

Two-Person Family Middle-Class Income Range: $46,556.29 to $138,974

Three-Person Family Middle-Class Income Range: $53,163.16 to $158,696

Four-Person Family Middle-Class Income Range: $66,926.97 to $199,782

Rhode Island ranks 11 in the states with the lowest middle-income percentage. Currently, 43.5% of households in the state are middle-income. That being said, Rhode Island also has one of the highest four-person family middle-class income ranges in the country.

Montana

Montana

Two-Person Family Middle-Class Income Range: $40,257.62 to $120,172

Three-Person Family Middle-Class Income Range: $44,912.78 to $134,068

Four-Person Family Middle-Class Income Range: $54,218.41 to $161,846

Montana is another state that just barely missed being in the lowest-ranking income ranges. They’re around the 30s, but it isn’t surprising so many people move to this state regardless. It has one of the lowest property tax rates of any other state. 

Maine

Maine

Two-Person Family Middle-Class Income Range: $40,313.90 to $120,340

Three-Person Family Middle-Class Income Range: $48,328.44 to $144,264

Four-Person Family Middle-Class Income Range: $57,146.98 to $170,588

Maine ranks 14 for states that have the highest percentage of middle-income households. A total of 47.9% of households fit the mark, while only 37.3% live in lower-income households. Maybe this is because the range is so low. 

New Hampshire

New Hampshire

Two-Person Family Middle-Class Income Range: $50,038.95 to $149,370

Three-Person Family Middle-Class Income Range: $60,375.04 to $180,224

Four-Person Family Middle-Class Income Range: $73,400.51 to $219,106

Northeastern states are killing it in the high rankings for middle-class income ranges. New Hampshire ranks sixth for two-person families and fifth for both three- and four-person households. That could be linked to the fact that it takes a lot of money to live in the state, however. 

Hawaii

Hawaii

Two-Person Family Middle-Class Income Range: $49,699.26 to $148,356

Three-Person Family Middle-Class Income Range: $58,967.37 to $176,022

Four-Person Family Middle-Class Income Range: $66,070.04 to $197,224

Hawaii is often an outlier since it’s so far away from the rest of the nation. Still, the middle-class income ranges rank among the top 10 in the United States. The average household income is $78,084, and the poverty rate is lower than the national average at 8.8%

West Virginia

West Virginia

Two-Person Family Middle-Class Income Range: $33,471.19 to $99,914

Three-Person Family Middle-Class Income Range: $39,795.99 to $118,794

Four-Person Family Middle-Class Income Range: $48,545.42 to $144,912

Poor West Virginia constantly ranks at the bottom of many lists for income. Even though the number of middle-income households is 42%, a much larger chunk of residents live in lower-income households. That number has reached 47.9%.

Idaho

Idaho

Two-Person Family Middle-Class Income Range: $38,241.59 to $114,154

Three-Person Family Middle-Class Income Range: $41,720.23 to $124,538

Four-Person Family Middle-Class Income Range: $47,115.74 to $140,644

A total of 48.2% of households in Idaho are middle-income. However, it has a smaller-than-average percentage of upper-income households compared to the other top middle-income states on the list. GOBankingRates found that Idaho just barely skirts the bottom 10 for lowest middle-class income ranges. 

Nebraska

Nebraska

Two-Person Family Middle-Class Income Range: $43,919.84 to $131,104

Three-Person Family Middle-Class Income Range: $49,134.45 to $146,670

Four-Person Family Middle-Class Income Range: $57,672,26 to $172,156

Nebraska is another state that’s in the 50%-club for middle-class households. A total of 50.1% of households in the state are middle-income. It also has a fairly low percentage of people who live in lower-income households, 34.4%.

New Mexico

New Mexico

Two-Person Family Middle-Class Income Range: $37,747.80 to $112,680

Three-Person Family Middle-Class Income Range: $36,577.31 to $109,186

Four-Person Family Middle-Class Income Range: $42,926.90 to $128,140

New Mexico has been on the list of one of the poorest states in the nation for a while. In addition to this, it also ranks as one of the states with the least number of middle-income households. Currently, that percentage sits at 42.2%, while lower-income households have reached 45.6%.

Kansas

Kansas

Two-Person Family Middle-Class Income Range: $42,928.91 to $128,146

Three-Person Family Middle-Class Income Range: $48,063.12 to $143,472

Four-Person Family Middle-Class Income Range: $56,064.93 to $167,358

Kansas has quite a few households that reach the “middle-class” label. The number of middle-income households reached 48.9%. Something we did want to bring up is that the U.S. Census Bureau found that the average household in the state is only 2.52 people. 

Mississippi

Mississippi

Two-Person Family Middle-Class Income Range: $32,516.44 to $97,064

Three-Person Family Middle-Class Income Range: $34,916.38 to $104,228

Four-Person Family Middle-Class Income Range: $43,106.46 to 128,676

Mississippi also ranks as one of the poorest states in the nation. The state’s middle-class only accounts for around 42.4% of households. Most people who live in the state live in lower-income households, which is a staggering 49%.

Arkansas

Arkansas

Two-Person Family Middle-Class Income Range: $34,045.38 to $101,628

Three-Person Family Middle-Class Income Range: $37,786.66 to $112,796

Four-Person Family Middle-Class Income Range: $43,702.76 to $130,456

Like many of the other southern states, Arkansas is one of the lowest-ranking states for middle-class income. The cost of living and housing is low, which makes you think it’d be easy to live in the state, but the poverty rate is still a high 17.2% Arkansas is also one of the worst states for the middle class with only 43.9% of households reaching middle-income status. The majority of its residents are lower-income – 45%.

Nevada

Nevada

Two-Person Family Middle-Class Income Range: $40,967.15 to $122,290

Three-Person Family Middle-Class Income Range: $43,722.86 to $130,516

Four-Person Family Middle-Class Income Range: $51,165.22 to $152,732

Nevada is an interesting state. It has one of the highest percentages of families who live in a middle-income household – 49.3%. At the same time, the state’s unemployment rate is higher than the national average at 4.1%. Nevada is also one of the most tax-friendly states on the list. 

Iowa

Iowa

Two-Person Family Middle-Class Income Range: $43,379.15 to $129,490

Three-Person Family Middle-Class Income Range: $49,561.24 to $147,944

Four-Person Family Middle-Class Income Range: $58,965.36 to $176,016

Good job, Iowa! This state has one of the highest percentages of middle-class families in the nation. Half of the households, 50%, in the state are considered middle-income. As far as range rankings, it’s smack-dab in the middle.

Utah

Utah

Two-Person Family Middle-Class Income Range: $42,789.55 to $127,730

Three-Person Family Middle-Class Income Range: $49,249.02 to $147,012

Four-Person Family Middle-Class Income Range: $54,363.13 to $162,278

Utah has ranked as one of the best places to live in the world. Could this be because the state is so economically stable? It’s one of the friendliest middle-class states in the country, as 52.5% of the households in the state are considered middle-income. The state also has one of the lowest lower-income households in the nation, 28%.

Connecticut

Connecticut

Two-Person Family Middle-Class Income Range: $54,226.45 to $161,870

Three-Person Family Middle-Class Income Range: $64,114.98 to $191,388

Four-Person Family Middle-Class Income Range: $77,674.44 to $231,864

Middle-class income ranges seem pretty high, but some claim that Connecticut isn’t quite friendly. Data seems to back that up. Connecticut has one of the lowest percentages of middle-class households at 44.2%.

Oklahoma

Oklahoma

Two-Person Family Middle-Class Income Range: $38,451.97 to $114,782

Three-Person Family Middle-Class Income Range: $41,610.35 to $124,210

Four-Person Family Middle-Class Income Range: $47,289.27 to $141,162

Oklahoma’s ranges rank pretty poorly. In fact, the range for four-person families ranks 46th out of 50. Households also have a low median income at $51,424, which has actually decreased recently. It’s no wonder their poverty rate is so high – 15.6%. 

Oregon

Oregon

Two-Person Family Middle-Class Income Range: $42,276.33 to $126,198

Three-Person Family Middle-Class Income Range: $48,510.01 to $144,806

Four-Person Family Middle-Class Income Range: $55,796.26 to $166,556

Oregon isn’t terrible, but they’re not spectacular. Suppose that’s something to be proud of. Their ranges are middle-of-the-road, and the median household income is around $59,393. While that’s not bad, neighboring states ranked higher. 

Kentucky

Kentucky

Two-Person Family Middle-Class Income Range: $34,839.33 to $103,998

Three-Person Family Middle-Class Income Range: $41,035.49 to $122,494

Four-Person Family Middle-Class Income Range: $50,071.78 to $149,468

Kentucky is one of the bottom 10 states in the nation with the lowest percentage of middle-class families. Only 43.4% of households can be considered middle-income, while a whopping 44% are lower-income. Kentucky also has a staggering poverty rate – 18.3%.

Louisiana

Louisiana

Two-Person Family Middle-Class Income Range: $35,277.51 to $105,306

Three-Person Family Middle-Class Income Range: $40,907.52 to $122,112

Four-Person Family Middle-Class Income Range: $51,827.18 to $154,708

Another southern state at the bottom 10 for two- and three-person family middle-income ranges. It ranks a little higher for four-person families, but things get worse when you see how many people live in the middle-class range – only 40.9%. Most people live in lower-income households, 45.7%.

Alabama

Alabama

Two-Person Family Middle-Class Income Range: $35,929.42 to $107,252

Three-Person Family Middle-Class Income Range: $40,451.92 to $120,752

Four-Person Family Middle-Class Income Range: $49,182.69 to $146,814

According to Investopedia, Alabama ranks as one of the poorest states in the nation. It’s no surprise that it’s also difficult to obtain enough money to be considered middle-class. Only 43% of households are middle income, while 44.3% live in lower-income households.

South Carolina

South Carolina

Two-Person Family Middle-Class Income Range: $37,533.40 to $112,040

Three-Person Family Middle-Class Income Range: $40,793.62 to $121,772

Four-Person Family Middle-Class Income Range: $49,178 to $146,800

Around 44.8% of households in South Carolina are middle-income, making this one of the lowest percentages in the country. The state also has a higher-than-average percentage of households who fit the lower-income category, 41.7%

Minnesota

Minnesota

Two-Person Family Middle-Class Income Range: $48,400.80 to $144,480

Three-Person Family Middle-Class Income Range: $58,084.31 to $173,386

Four-Person Family Middle-Class Income Range: $69,698.09 to $208,054

Minnesota ranks higher than all of its neighboring states for the highest middle-class income range. It also has more to brag about considering 48.8% of households are middle income. Maybe the state is worth moving to!

Colorado

Colorado

Two-Person Family Middle-Class Income Range: $49,595.41 to $148,046

Three-Person Family Middle-Class Income Range: $54,674.01 to $163,206

Four-Person Family Middle-Class Income Range: $64,014.48 to $191,088

Colorado ranks as one of the top middle-class income ranges for a two-person household. However, the state does drop its rank slightly for three- and four-person households. According to the U.S. Bureau, Colorado actually has one of the highest percentages of households that can be considered middle-class at 47.7%.

Wisconsin

Wisconsin

Two-Person Family Middle-Class Income Range: $42,803.62 to $127,772

Three-Person Family Middle-Class Income Range: $50,899.23 to $151,938

Four-Person Family Middle-Class Income Range: $61,574.34 to $183,804

Wisconsin, what goes on there?! Well, apparently, this state has one of the highest percentages of households living a middle-class life. A total of 48.7% of residents live in middle-income households. Another surprising fact, their middle-income ranges are among the highest in the nation. 

Maryland

Maryland

Two-Person Family Middle-Class Income Range: $55,934.28 to $166,968

Three-Person Family Middle-Class Income Range: $65,206.41 to $194,646

Four-Person Family Middle-Class Income Range: $77,352.17 to $230,902

Maryland has one of the highest income ranges of any other state. It’s status for two-, three-, and four-person households are rank two, two, and four, respectively. The median household income is also much higher than most states at $81,686. Unsurprisingly, the percentage of persons in poverty is only 9%, much lower than the national average of 11.8%. 

Missouri

Missouri

Two-Person Family Middle-Class Income Range: $38,656.32 to $115,392

Three-Person Family Middle-Class Income Range: $45,149.96 to $134,776

Four-Person Family Middle-Class Income Range: $53,930.98 to $160,988

Well, Missouri is having a hard time ranking high on any list. It has some of the lowest middle-class income ranges in the nation. It also has a pretty high poverty rate 13.2%. It isn’t the worst, but it’s certainly something to work on.

Indiana

Indiana

Two-Person Family Middle-Class Income Range: $39,184.95 to $116,970

Three-Person Family Middle-Class Income Range: $45,338.23 to $135,338

Four-Person Family Middle-Class Income Range: $53,330.66 to $159,196

Indiana doesn’t rank well, which is disappointing considering the states around it are doing better. However, the median incomes for each family size are much closer than some of the other states – between a $9,000 and $12,000 difference.

Tennessee

Tennessee

Two-Person Family Middle-Class Income Range: $36,568.60 to $109,160

Three-Person Family Middle-Class Income Range: $41,578.19 to $124,114

Four-Person Family Middle-Class Income Range: $49,053.38 to $146,428

Tennessee ranked as one of the best states for middle-income households having a 44.7% average. The averages, however, are super low compared to other states. Regardless, the state also has a 66.2% homeownership rate.

Massachusetts

Massachusetts

Two-Person Family Middle-Class Income Range: $52,135.38 to $155,628

Three-Person Family Middle-Class Income Range: $64,847.96 to $193,576

Four-Person Family Middle-Class Income Range: $80,228.48 to $239,488

Massachusetts is a bit of an odd one. The state has one of the highest two- and three-person family middle-incomes. It also beat out every state for having the highest four-person income range. Then again, it has one of the smallest middle-class household percentages. Currently, only 40.7% of households can be considered middle income. Despite this, the poverty rate is lower than the national average, so they’re doing something right.

Arizona

Arizona

Two-Person Family Middle-Class Income Range: $40,529.64 to $120,984

Three-Person Family Middle-Class Income Range: $43,012.66 to $128,396

Four-Person Family Middle-Class Income Range: $50,500.58 to $150,748

Arizona is pretty middle-of-the-road. The necessary income to be considered middle class is neither super high or super low. That being said, we want to bring up the median home price, which can impact the middle-class heavily. That sits at $254,000. Considering the median household income is around $56,000, few people can afford a mortgage. Plus, the cost of living is a little higher than average, which certainly factors into it. 

Washington

Washington

Two-Person Family Middle-Class Income Range: $49,102.96 to $146,576

Three-Person Family Middle-Class Income Range: $55,775.49 to $166,494

Four-Person Family Middle-Class Income Range: $64,860.69 to $193,614

For a state like Washington, where the cost of living is so high, you’d think the ranges would be much higher. Well, they may not rank in the top 10, but the state has most beat with median household income – $70,116. That’s pretty impressive. 

Virginia

Virginia

Two-Person Family Middle-Class Income Range: $49,143.16 to $146,696

Three-Person Family Middle-Class Income Range: $56,576.81 to $168,886

Four-Person Family Middle-Class Income Range: $67,319.59 to $200,954

Virginia has some pretty good rankings. The state is in the top 10 for all income ranges, but that isn’t a huge surprise. The state also has an extremely strong economy. It’s ranked second for states with the best economy in the nation.

New Jersey

New Jersey

Two-Person Family Middle-Class Income Range: $52,151.46 to $155,676

Three-Person Family Middle-Class Income Range: $65,418.80 to $195,280

Four-Person Family Middle-Class Income Range: $79,354.80 to $236,880

Around 42.2% of New Jersey’s households live in the middle-income range. This is pretty strange, considering they also have one of the higher median household incomes at $80,088, which is a third higher than the national average.

Michigan

Michigan

Two-Person Family Middle-Class Income Range: $39,398.68 to $117,608

Three-Person Family Middle-Class Income Range: $46,952.93 to $140,158

Four-Person Family Middle-Class Income Range: $57,080.65 to $170,390

Michigan’s income ranges are right in the middle, so that’s nothing to write home about. The median household income for the state is also nothing great at $54,938. What’s really unfortunate is that the percentage of persons in poverty, which is 14.1%. 

North Carolina

North Carolina

Two-Person Family Middle-Class Income Range: $38,171.91 to $113,946

Three-Person Family Middle-Class Income Range: $42,819.70 to $127,820

Four-Person Family Middle-Class Income Range: $51,404.41 to $153,446

North Carolina just barely hits bottom 15 for the lowest middle-class income ranges. The median household income in the state is just $52,413, one of the lowest on the list. On top of that, the state also has a high poverty rate of 14%. 

Georgia

Georgia

Two-Person Family Middle-Class Income Range: $39,065.69 to $116,614

Three-Person Family Middle-Class Income Range: $43,606.28 to $130,168

Four-Person Family Middle-Class Income Range: $51,058.02 to $152,412

Around 45% of households in Georgia can fit in the middle-income range, which is one of the lowest in the country. That being said, it isn’t the lowest, and it certainly doesn’t have one of the highest percentages of people living in lower-income households; that’s currently 37.6%. 

Ohio

Ohio

Two-Person Family Middle-Class Income Range: $39,546.08 to $118,048

Three-Person Family Middle-Class Income Range: $46,263.50 to $138,100

Four-Person Family Middle-Class Income Range: $56,510.48 to $168,688

Ohio is pretty much smack dab in the middle of the income range ranking. Some data analysists, like SmartAsset, found that it has one of the highest percentages of middle-income households. A total of 44.7% of the homes can be considered middle-class. Way to go!

Illinois

Illinois

Two-Person Family Middle-Class Income Range: $45,137.90 to $134,740

Three-Person Family Middle-Class Income Range: $52,454.97 to $156,582

Four-Person Family Middle-Class Income Range: $62,440.65 to $186,390

Illinois ranges aren’t too bad, and the state ranks higher than its neighboring states, Indiana and Missouri. Regardless, the state has some work to do. The median household income is just $63,575, and the percentage of persons in poverty is higher than the national average at 12.1%.

Pennsylvania

Pennsylvania

Two-Person Family Middle-Class Income Range: $41,698.79 to $124,474

Three-Person Family Middle-Class Income Range: $52,044.93 to $155,358

Four-Person Family Middle-Class Income Range: $61,959.59 to $184,954

Most income ranges on this list rank pretty close, but not Pennsylvania. It’s two-person middle-class range ranked 28, but the three-person household range ranked 19. Regardless of the numbers there, 43% of Pennsylvania’s households are considered middle-income. 

New York

New York

Two-Person Family Middle-Class Income Range: $44,750.64 to $133,584

Three-Person Family Middle-Class Income Range: $52,673.39 to $157,234

Four-Person Family Middle-Class Income Range: $64,279.80 to $191,880

Even though New York isn’t that far down in the states with the highest middle-income range, not many people have reached the status. It’s number four for the states with the least middle-class households at 42%. This could be attributed to the fact that the cost of living is much higher, and the average sale price for houses is $563,800.

Florida

Florida

Two-Person Family Middle-Class Income Range: $37,972.92 to $113,352

Three-Person Family Middle-Class Income Range: $41,530.62 to $123,972

Four-Person Family Middle-Class Income Range: $49,360.24 to $147,344

Florida landed in the bottom 10 for middle-class income ranges across the board. From two-person families to four-person families, they rank 40 out of 50. The only good thing (if you can call it that) is that the state ranks higher than many other southern states, such as Louisiana, Kentucky, and Arkansas. 

Texas

Texas

Two-Person Family Middle-Class Income Range: $41,824.75 to $124,850

Three-Person Family Middle-Class Income Range: $45,310.76 to $135,256

Four-Person Family Middle-Class Income Range: $52,511.25 to $156,750

Texas ranks higher than most southern states on this list, including Louisiana, Mississippi, and Alabama. The median household income is also higher than most southern states at $59,570, which is extremely close to the national average. Despite this, the state also has a poverty rate of 14.9%. 

California

California

Two-Person Family Middle-Class Income Range: $47,807.85 to $142,710

Three-Person Family Middle-Class Income Range: $51,639.58 to $154,148

Four-Person Family Middle-Class Income Range: $59,189.81 to $176,686

California is another state that’s ranked as among the worst for middle-income residents. Business Insider puts it at number nine for its list of the worst 15 states for middle-income families. That being said, the median household income is much higher for middle-class families at $71,805.