5 Surprisingly Easy Ways Your Identity Could Be Stolen

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Stolen Wallet

Anyone who steals your wallet -- or even anyone who finds your wallet -- has a gold mine. Your driver's license is in there, your credit card is in there, and if you carry your social security card, they've got that, as well. That's a big deal. The thing of it is, they don't even need to physically take anything out of your wallet to rob you blind. If they write down your credit card info and your address from your driver's license, they can clean you out shopping online. And with your social security number, there's not much a person can't do by way of opening bank accounts and new lines of credit. You could get your wallet back later, with everything in it, and still be hung out to dry. 

 

One instance of a lost wallet turning into full-on identity theft is the case of Margot Somerville, who lost her wallet on a San Francisco trolley in 2006. That kicked off an ordeal that lasted for a full five years, costing her $20,000 in fraudulent charges, another $60,000 trying to prove her innocence, and held the constant fear of prison in the back of her mind during her last years with her husband. All that because a woman was depositing fraudulent checks in Somerville's name, all the way over in California.

If you do lose your wallet, you need to go into lockdown mode, even if you do get it back. Have all of your credit cards reissued, notify credit bureaus of potential fraud, call the social security office and the IRS, and generally follow the stolen identity recovery handbook in full, because you're about as compromised as you can be.

Did you know...

  • Have you ever wondered who prints the most money? That would be Hasbro, as in the makers of Monopoly. Hasbro prints more Monopoly money in a given year than there is money in the entire world. Each set of the game comes with $20,580. Bet you didn’t know you had that much money lying around the house!
  • Once you've handled all your money, you should probably wash your hands. Money is some of the dirtiest things that we own. In fact, it's been found to be dirtier than a household toilet! During flu season, the virus can live on a bill for up to 17 days. That's just plain disgusting!
  • It's an understatement to say that the odds when playing the lottery are not in your favor. You are statistically three times more likely to die in a car accident while driving 10 miles to buy a lottery ticket than you are to actually win. Even more astounding, over half the tickets in an average lottery draw are bought by only 5% of the participants.
  • The most expensive hotel room in the world (the Royal Penthouse Suite at the Hotel President Wilson in Geneva, Switzerland) costs $83,200 a night. That's $58 per minute for a stay! Good thing it has 12 bedrooms, 12 baths, a wraparound terrace, a Steinway piano, and an assigned private staff (including a chef)!
  • When it comes to counterfeiters, North Korea are pros. They have gotten so good at counterfeiting American currency (particularly the $50 and $100 bills) they their fakes are known as "superdollars." They require specialized Federal Reserve equipment to be identified. There are $45 million worth of North Korean fakes…that we know of.